Are there any exclusions and/or limitations with AmeriPlan Dental?

October 28, 2008

Most everyone who’s ever talked with an AmeriPlan Independent Business Owner (IBO) about the AmeriPlan dental discount program has heard them, without hesitation say, “Oh, no! There are no limits or exclusions everything is covered!” This urks me a little.  Firts of all, AmeriPlan doesn’t “cover” anything.  AmeriPlan is NOT insurance and doesn’t reimburse you or the dentist anything. Secondly, there are no limitations on your visits or your age but there definately are a few limitations and exclusion.  This is one of the main reasons you need to make sure you speak and work with an Ameriplan IBO that knows what they’re talking about.

Not all the time, but most, the IBO’s that have been around for a while have either been “scolded” by corporate at one time or another for using the wrong lingo, promising what we can do, or just flat out lying to people just to get their business or have figured out that telling people the “truth” so they know what they’re getting will keep them on the books for years to come versus months… or worse… days.

There I go ranting again. Back to the question ”Are there any exclusions and/or limitations with the AmeriPlan Dental program. In a word. Yes…

Not many though. Here they are:

• Services for injuries or conditions that are covered under Worker’s Compensation or Employers Liability Laws (No discounts available there)
• Cost of dental care covered under automobile, medical, no fault or similar type insurance. (again, can’t have your cake and eat it too)  NOTE:  Where did that saying originate anyway… someone google it and let me know.
• Services that cannot be performed because of the general health of the patient.
• Any hospital or medical charges of any kind, except for general anesthesia, performed in a dental office. (You’ll need the AmeriPlan Health program for that)
• Reimbursement for dental procedures performed by an out-of-network dental office.  (Make sure the specialist your dentist wants to refer you to accepts AmeriPlan Dental as well.  If he/she doesn’t, call AmeriPlan customer service.  If we can’t get them on… Find a different specialist.  They’re loss)
• Reduced fees will not be honored if dental treatment is already in progress or if the patient’s membership is no longer valid.
• Any member accepted for orthodontic treatment through the AmeriPlan Dental Plan must remain a member for the full duration of their treatment or risk additional charges from their AmeriPlan Dental Provider. (Don’t eat and run!  You must keep the plan to keep the discount)
• A patient’s existing dental or medical condition may neccessitate extra precautionary procedures and require additional charges.
• Any treatment not specifically included in the skill and learning of the AmeriPlan Dental Provider.
• Discount on dentist’s cost of implant fixtures.  (You can’t get them any cheaper than the Doc does.)

Can you remember those?  okay pop quiz.  Get this right and class is over for the day.

Ready?

Here it is… AmeriPlan Discount Programs are NOT_____________!  Right these discounts are not insurance.  They are an affordable plan that makes it affordable to see the dentist or physician.

For more information and updats on real people saving real money with AmeriPlan Dental visit www.TheDentalPlanMan.com

FAQ: How much money will I save with AmeriPlan Dental?

October 22, 2008

My AmeriPlan Dental Experience

October 21, 2008

Using AmeriPlan Health for cancer treatment

October 17, 2008

Today I got a call that really touched my heart.  I’ve been selling AmeriPlan dental and health programs for a while so I knew this day would come.  I got a call from my friend Maxine who just found out her next door neighbor has cancer.

Maxine found out when she came home from work and saw her neighbor on the porch crying bent over in pain.  After talking with her for a moment she realized what the problem was.  Her neighbor, let’s call her Stacy, had been diagnosed with cancer, had no health insurance, and couldn’t afford the $800/mo in medications the doctor prescribed her, so she just wasn’t taking them… and she only went to see the doctor when she could scrape up enough money to do so.  She’s filed for help but that will take several months to get assistance.  She needed help now.

Maxine called and left a message for me to call back as soon as possible.  I did.

I talked to Stacy. I could hear her smiling and hope in her voice as I explained to her that AmeriPlan Health is not health insurance (which she couldn’t possibly get now, anyway) but it will make it affordable for you to see the doctor and through the AmeriPlan Patient Advocacy Program, possibly get your prescription costs down to around $100/mo.  Again this is not insurance, you’ll still have to pay the reduced fees.  Do you think this will help you?  She cried.  Yes.  I about cried too.  I heard Maxine in the background telling her “See, It’s going to be ok.”

If there was ever a “Why I do this” , this is it!  AmeriPlan allows me to help people who are hurting.  How many people can we help before our time comes.  How many lives can we make better?  Not just with AmeriPlanbut with anything we do.  Any talent, product, service or opportunity you have.  Let’s strive to make someones life easier every wonderful day that God gives us.

For more information on real people saving real money with AmeriPlan Dental and AmeriPlan Health programs visit www.TheDentalPlanMan.com.