Who is AmeriPlan?

August 26, 2008

According to AmeriPlan “AmeriPlan is a Discount Medical Program Organization.”  According to my clients it’s “The best thing to do if you can’t afford or qualify for dental or health insurance.”

 AmeriPlan has arranged for it’s members to have access to dental, vision, presciption, chiropractic and health providers who have agreed to offer their services at negotiated discounts off their usual and customary fees.

Services are paid for at the time of service, therefore you only pay for what you need… and you pay “less”.

AmeriPlan is not “insurance” and in no way should you think about replacing your health insurance with AmeriPlan.  If you have health insurance keep it. You’re lucky. If you can get health insurance get it.  If you can’t get health insurance give us a call.  We can help.

www.TheDentalPlanMan.com 

AmeriPlan Dental/AmeriPlan Health Doesn’t “Cover” Anything

June 30, 2008

It’s not your fault.

We’ve all become so accustomed to “insurance” lingo that the most common question we ask when looking to buy a dental plan or health plan is “What does it cover?”… and you need to know that. It’s a great question.

It’s funny, well not really, but even when people ask this question, get an answer and buy an “insurance” policy they still have no idea what it “covers”. So many people think they are “covered” by their insurance until something happens and they find out they are not… Which is why you should still have a basic AmeriPlan Dental or AmeriPlan Health package for back up… even if you have “insurance”

But that’s another post.  Back to this one.

To answer the question, “What does AmeriPlan cover?”.  Neither AmeriPlan Dental nor AmeriPlan Health programs “cover” anything.   The major thing you must know is AmeriPlan Is NOT Insurance.  AmeriPlan is a discount-fee-for-service program.  Meaning, if you’re a member (and you should be) you receive dental and health care services at discounted rates… reduced lower than the doctor’s usual and customary fees for other patients. AmeriPlan Corporation doesn’t pay anythingto the doctors.  The doctors have agreements with AmeriPlan to provide their services to AmeriPlan members at reduced fees.  That’s it.  That’s also how all on-going problems are included in Ameriplan Discount Programs.

You give the doctor’s office your card.  They verify your membership then recalculate the charges.  You pay the balance owed with cash, check, debit or credit card… (very few doctors will accept homemade apple pies as payment these days)… and you’re out.  That simple.  Some doctors will even let you make payments on the discounted fee.  That’s entirely up to the doctor though.

So the question should be. “How much of a discount will I get with AmeriPlan?”

Check out the testimonials category on this blog or go to www.TheDentalPlanMan.com for the amazing stories of 7 uninsured people who saved incredible amounts of money using AmeriPlan.  I’ll show you what happened and how AmeriPlan Dental or AmeriPlan Health came to their rescue.

Can I Cancel My AmeriPlan Membership Anytime?

June 29, 2008

Absolutely.  AmeriPlan even gives you a 30 Day, no questions asked, money back guarantee.  The registration fee is non-refundable (unless your fiance freaks out that you got the plan and you cancel within 24 hours of signing up… it has happened).  If that does happen AmeriPlan will even refund your registration fee.  Just send an email to stop@stopmembership.com … then rethink your engagement.

Seriously, anytime you feel like you need to cancel your AmeriPlan Dental Plus or AmeriPlan Health program membership, you can.  It’s that simple.

How Much Does AmeriPlan Dental Plus Cost?

June 27, 2008

One of the great things about the AmeriPlan Dental Plus program is the cost. It’s only $14.95 per month for you or $19.95 per month for you and everyone in your house.

Notice I said everyone in the house…

You don’t even have to be related, married or even like each other…  Inlaws, outlaws, If you live in the same house you’re all included in one plan.  Sweet!  My wife and I lived together before we got married (Sorry Mom) so that benefited us tremendously.

You also get Vision, Prescription and Chiropractic discount benefits included.  There is a one time (non-refundable) registration fee of $20.  So it’s $34.95 (Individual)/$39.95 (Household) all together to get started with a 30 day money back guarantee. 

I’ve only had three refund requests in three years so that’s good.  Actually two got their money back and one broke a tooth called back and kept the plan.  She was happy she did.

BTW.  You can get AmeriPlan Health Programs ranging from $29.95-$59.95 per month for the entire household with a one time (non-refundable) $30 registration fee and the same 30 day money back guarantee. 

Click here now to get started.

How Does AmeriPlan Work?…And Does It Work?

May 29, 2008

I get this question a lot.  Just last night (yes I work late) a lady called me and asked “so how does this dental plan work?”

I was happy for one that she didn’t say “insurance” but she knows we’re not insurance because she recieves our e-mail newsletter.  But in answering the question “How does Ameriplan work?”

In general, your Ameriplan discount card acts like a Sam’s Club membership for dentists and doctors.  You present your card, (like when you walk into Sam’s) get the service you need, and pay a discounted rate when you’re done.  That’s it. And you don’t have to get sick “in bulk” to use it.  Use it for small or large services.

Example. Instead of a crown costing you $860… the dentists gives it to you for $500.  Instead of paying $100 for a filling you pay $45.  Periodoc exams are only $12.  Everything from x-rays to Specialists are discounted when you use the Ameriplan discount card.  I love it. 

Note: These are Oklahoma prices. Call me and we’ll look up the discounts for your state.  (918) 512-4930

It’s less than $20/mo for the household.

I personally use the health plan too… just recently saved $245 on blood work.  Instead of paying retail ($366) for it, I only paid $121.  Think I wasn’t a happy camper.

That’s the basics of how the dental and health works.  Of course we can get in depth but we’ll just take it one step at a time. 

You can always ask a specific question if you want and I’ll give you the answer.

Everything is also covered in your provider book that you get when you get your cards and there’s a full 30 day money back guarantee. 

So go get your teeth fixed!

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