Clarence Fisher, Jr.
National Benefits Consultant
AmeriPlan, Independent Business Owner
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Does AmeriPlan Dental / Health Accept Ongoing Problems (Conditions)?
November 19, 2008
Here’s the second video in our video series showing you how to get the most out of AmeriPlan Discount Dental and Discount Health Programs:
To learn more visit www.TheDentalPlanMan.com and request our free video report.
Are there any exclusions and/or limitations with AmeriPlan Dental?
October 28, 2008
Most everyone who’s ever talked with an AmeriPlan Independent Business Owner (IBO) about the AmeriPlan dental discount program has heard them, without hesitation say, “Oh, no! There are no limits or exclusions everything is covered!” This urks me a little. Firts of all, AmeriPlan doesn’t “cover” anything. AmeriPlan is NOT insurance and doesn’t reimburse you or the dentist anything. Secondly, there are no limitations on your visits or your age but there definately are a few limitations and exclusion. This is one of the main reasons you need to make sure you speak and work with an Ameriplan IBO that knows what they’re talking about.
Not all the time, but most, the IBO’s that have been around for a while have either been “scolded” by corporate at one time or another for using the wrong lingo, promising what we can do, or just flat out lying to people just to get their business or have figured out that telling people the “truth” so they know what they’re getting will keep them on the books for years to come versus months… or worse… days.
There I go ranting again. Back to the question ”Are there any exclusions and/or limitations with the AmeriPlan Dental program. In a word. Yes…
Not many though. Here they are:
- Services for injuries or conditions that are covered under Worker’s Compensation or Employers Liability Laws (No discounts available there)
- Cost of dental care covered under automobile, medical, no fault or similar type insurance. (again, can’t have your cake and eat it too) NOTE: Where did that saying originate anyway… someone google it and let me know.
- Services that cannot be performed because of the general health of the patient.
- Any hospital or medical charges of any kind, except for general anesthesia, performed in a dental office. (You’ll need the AmeriPlan Health program for that)
- Reimbursement for dental procedures performed by an out-of-network dental office. (Make sure the specialist your dentist wants to refer you to accepts AmeriPlan Dental as well. If he/she doesn’t, call AmeriPlan customer service. If we can’t get them on… Find a different specialist. They’re loss)
- Reduced fees will not be honored if dental treatment is already in progress or if the patient’s membership is no longer valid.
- Any member accepted for orthodontic treatment through the AmeriPlan Dental Plan must remain a member for the full duration of their treatment or risk additional charges from their AmeriPlan Dental Provider. (Don’t eat and run! You must keep the plan to keep the discount)
- A patient’s existing dental or medical condition may neccessitate extra precautionary procedures and require additional charges.
- Any treatment not specifically included in the skill and learning of the AmeriPlan Dental Provider.
- Discount on dentist’s cost of implant fixtures. (You can’t get them any cheaper than the Doc does.)
Can you remember those? okay pop quiz. Get this right and class is over for the day.
Ready?
Here it is… AmeriPlan Discount Programs are NOT_____________! Right these discounts are not insurance. They are an affordable plan that makes it affordable to see the dentist or physician.
For more information and updats on real people saving real money with AmeriPlan Dental visit www.TheDentalPlanMan.com
FAQ: How much money will I save with AmeriPlan Dental?
October 22, 2008
How much of a discount will I receive on dental services with Ameriplan Dental Plus?
August 28, 2008
Personally, I think when people see the ’save up to 80%” on our brochure they get a litle suspicious. I mean come on, if AmeriPlan Dental Plus saved you 80% EVERYONE would be a member right? Right. The truth of the matter is AmeriPlan Dental Plus can save you up to 80%, but savings that high are usually associated with preventative care like routine cleanings, which are only $12 with AmeriPlan Dental where I live.
Makes you think twice about the ”2 free cleanings per year” other people are getting with their $80/mo dental plan doesn’t it. The true breakdown of savings you can expext are as follows:
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You save 25% - 65% on all restorative and cosmetic work (fillings, crowns, braces, etc.)
- You save up to 80% on preventative work (teeth cleaning, x-rays, etc.) performed by a general dentist.
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You save 15% to 25% on Specialists fees (oral surgery, etc.)
AmeriPlan Dental Plus is a great program. If you have a specific question that you would like answered ask it at www.TheDentalPlanMan.com
Who is AmeriPlan?
August 26, 2008
According to AmeriPlan “AmeriPlan is a Discount Medical Program Organization.” According to my clients it’s “The best thing to do if you can’t afford or qualify for dental or health insurance.”
AmeriPlan has arranged for it’s members to have access to dental, vision, presciption, chiropractic and health providers who have agreed to offer their services at negotiated discounts off their usual and customary fees.
Services are paid for at the time of service, therefore you only pay for what you need… and you pay “less”.
AmeriPlan is not “insurance” and in no way should you think about replacing your health insurance with AmeriPlan. If you have health insurance keep it. You’re lucky. If you can get health insurance get it. If you can’t get health insurance give us a call. We can help.
